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FIN 366 Final Exam Guide
20 QuestionMultiple Choice and True/False Type
1.
In current years, the number of commercial banks in the U.S.
has been rising.
a.

True or False

2.
Life insurance agencies also administer personal pension
plans which comprise the proposal of guaranteed investment contracts
(GICs).
a.

True or False

3.
Which of the subsequent take place when administrators take
on growth-oriented investments to boost an FI’s size that may be
conflicting with stockholders’ value-maximizing objectives?
a.

Technology risk

b.

Operational efficiency

c.

Agency conflicts

d.

Diseconomies of scale

e.

Diseconomies of scope

4.

Which is the fundamental goal of a commercial bank?

a.

long-term growth

b.

deposit growth

c.

bank safety