Your Mother Never Said This Would Be Easy
SPONSORED CONTENT AGING WELL : RETIREMENT PLANNING
Retirement Isn ’ t “ One Size Fits All ”
Your Mother Never Said This Would Be Easy
The transition from working life to retirement can feel overwhelming . You ’ ve worked hard all your life , saved for retirement , but the path to get there isn ’ t always clear . “ Retirement is a time to be brave — you will face unique opportunities and challenges , and you ’ ll make a lot of exciting decisions ,” says Josh Wells , CEO of The Retirement Factory .
Not many people have heard this ; there are five stages of retirement , and no matter your age or income level , everyone experiences all five stages . Regardless of how you define your perfect retirement , it is important to understand these stages and how life will look during them .
Five Key Stages of Retirement
Pre-Retirement : If you are reading this , you are here . This is the time to plan . You define the vision of what your retirement looks like .
Retirement Vacation : The “ Honeymoon Phase ” of your retirement . You ’ re excited but not quite sure what life will be like without work .
Go-Go Years : You say “ Yes ” to everything and find yourself busier than you were when you were working .
Slow-Go Years : You ’ re in control of your retirement , in less of a rush , and become comfortable saying “ No .”
No-Go Years : The focus becomes your legacy , and how you will pass along to the next generation .
It ’ s not a cliche to say retirement is your “ Golden Years .” Precise planning and clear goals can help you have a fulfilling retirement .
Tips for Aging Well in Retirement
While retirement can be one of the most rewarding phases of life , it requires intention and planning to make the most of it .
Plan Financially : Many in the pre-retirement stage worry if they have enough money to retire . Along with your income , it ’ s important to know how taxes , medical expenses , and your legacy fall into your retirement plan . While you are fully able to plan by yourself , many find it helpful to consult a financial advisor specializing in retirement planning to guide them through this process .
Stay Connected : Plan weekly coffee dates with friends or just by sharing a funny joke over text . Join clubs or volunteer to meet new people and keep your social life vibrant .
Prioritize Health : Can you sit on the floor and get back up ? Try this daily to track your strength and flexibility — those who can , report a more enjoyable retirement . Retirement can lead to unhealthy habits , but staying active is key .
“ Walking into the lobby of The Retirement Factory feels like stepping into the home of an old friend . A team member greets you with a friendly smile , a lighthearted joke and a warm cup of coffee . It ’ s not just a place for advice — it ’ s a place where trust and genuine care surround every conversation . You immediately feel understood when talking about your retirement dreams , knowing that you ’ re not alone in navigating the challenges of retirement ” says Louise Casiano , General Manager of The Retirement Factory .
Retirement can feel vulnerable — it ’ s personal and requires reflection and planning . The professionals at The Retirement Factory have guided countless retirees , bringing clarity to every step . With 25 years of trusted service , including weekly radio shows and TV appearances , they are a reassuring presence in the community and remain dedicated to strengthening that partnership for decades to come .
The Retirement Factory 225 Newman Ave ., Suite 303 East Providence , RI 02916
Call or text 401-727-2727 or visit RetirementFactory . com to start planning a retirement as unique as you are .
Retirement is about more than finances ; as Josh Wells has said for 25 years , “ We help good people become great retirees .” Whether you ’ re seeking clarity or a fresh start , our advisors are here to align your finances with your dreams . Call or text 401-727-2727 or visit RetirementFactory . com to start planning a retirement as unique as you are .
DISCLAIMER : ADVISORY SERVICES OFFERED THROUGH BOUNTIFUL INVESTMENT MANAGEMENT , LLC , A REGISTERED INVESTMENT ADVISOR . THE RETIREMENT FACTORY , EUCLID FINANCIAL SERVICES AND BOUNTIFUL INVESTMENT MANAGEMENT , LLC ARE AFFILIATED COMPANIES .
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