FEAS Yearbook FEAS Yearbook 2011 | Page 91

FEDERATION OF EURO-ASIAN STOCK EXCHANGES ANNUAL REPORT APRIL 2011 MACEDONIAN STOCK EXCHANGE Risks 5. The main risks come from continued uncertainties in the economies of Macedonia’s trading partners and in international financial markets. Financial conditions remain unsettled in several Eurozone countries, where negative events could spill over to Macedonia in the form of lower demand for Macedonian exports and reduced access to external financing. Such a downside scenario could undermine the expected resumption of healthy growth and result in new pressures on external and fiscal financing. On the upside, faster recovery in Eurozone and in other neighboring countries could give a stronger boost to exports and support a more vigorous rebound in growth. Progress towards EU accession would improve prospects for foreign investment and growth. Fiscal policy 6. The IMF mission views the government’s deficit targets of 2.5 percent of GDP in 2010 and 2011 as appropriate in light of current conditions. This fiscal stance will help to support output and employment and minimize the need for spending cuts, while maintaining debt ratios at moderate levels. Macedonia has benefited from a legacy of sound public finances in recent years, which has provided room for larger deficits during periods of economic weakness. It will be important to reduce deficits over the medium term to preserve debt sustainability and keep space to respond to future economic cycles. Moreover, as public debt transitions from official lending to more expensive private financing over the medium term, lower deficits will be needed to keep debt ratios stable at moderate levels. 7. The government faces two challenges in the fiscal area in 2011 and over the medium term. First, the 2011 budget relies on private external borrowing to cover the fiscal deficit. It would be prudent to access external markets early in the year, provided market conditions are favorable, to prevent the emergence of domestic financing pressures and to avoid the risk that external market conditions worsen later in the year. Over the medium term, as healthy growth resumes and risks abate, the government should work to develop local public debt markets, including at longer maturities, to reduce exposure to volatility of external financing conditions. Second, the planned reductions in social contributions in 2012 and 2013 are beneficial from the viewpoint of fostering formal sector employment and attracting investment, but they will place pressures on the budget. It will be important to continue to contain government consumption and transfers to prevent higher deficits, while protecting investment spending that is needed to raise growth potential. Monetary Policy and Financial Stability 8. The National Bank of the Republic of Macedonia (NBRM) has reduced its policy rates substantially over the past year, to 4.5 percent at present. The mission views this as an appropriate response to the easing of external financing pressures in a context of weak growth and subdued inflation. As lower interest rates gradually filter through to lower bank lending rates, this should support the economic recovery. Looking forward, monetary policy should be guided foremost by the need for consistency with the exchange rate peg to the euro, and in particular by the need to maintain an adequate level of official international reserves. The scope for further easing is limited. In this regard, one factor is that the spread between the NBRM and European Central Bank policy rates has narrowed. If this spread were reduced too much, this could lead to a shift towards foreign assets by Macedonian residents and create pressures on international reserves of the NBRM. 9. The quality of banking regulation and supervision, conducted by the independent NBRM, has contributed to the stability of the banking sector. Careful attention to capital ratios, conservative practices in setting reserve and liquidity requirements, and close monitoring of bank balance sheets and lending practices have been important in this regard. The mission welcomes the submission to parliament of the new NBRM law, which would bring legislation fully in line with EU and Eurozone standards. The mission also supports the authorities’ actions to strengthen crisis response mechanisms by making the Financial Stability Committee operational. NBRM initiatives in other areas such as mechanisms for providing emergency lending assistance in the event of liquidity shortfalls, and measures to bolster the NBRM’s authority to take necessary actions in the event of financial stress, are also welcome. Information obtained from the Exchange. PAGE 89