Far Horizons: Tales of Sci-Fi, Fantasy and Horror. Issue #14 May 2015 | Page 10

Insurance is a numbers game. There’s a clarity to it
that’s missing from other financial arrangements. Take
credit cards. (Please. Take mine. Take them before I
use them again!) Ahem. Credit card agreements are
worse than deals with Satan for fine print and catch
clauses and loopholes that always benefit the card
issuer.

Insurance? It’s a gamble, pure and simple. You buy a
policy, you put down your money on a bet that you’ll
outlive the number of years the insurance company’s
risk tables say you’ll live. With property insurance,
you’re betting against your own well-being. You’re
figuring you’ll crash your car before you pay it off, or
that your home will burn, or some other disaster will

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