Extol Sports May 2017 | Page 42

PRO TIP “The goggles didn’t work. I hate swimming!” So spending $15 or more on a pair of goggles is probably a good idea. SWIM CAP “We don’t require them in our pool, but if you have long hair, it’s probably a good idea.” And if you do, he said, the best caps are silicone. “The latex ones are really tight, rip out your hair and often cause headaches.” NOSE PLUGS “I discourage them, I want people to be able to breathe out of all their orafices. But if you don’t like water in your nose, spend $2 to remove that barrier. They make comfortable, adjustable ones now.” EAR PLUGS “We see more of those than of nose plugs. Keeping water out of your ear reduces the risk of infection. And certain people get uncomfortable when their ears clog up. Another barrier that’s easy to avoid.” Also, another basic $2 investment. Southwest YMCA on Fordhaven Road even has a bubble pool that converts to outdoors in the summer.) And if you’re a member of one Y branch in Louisville, you can use all the Louisville Y branches plus any in Kentucky and about 90 percent of the YMCAs around the country. OTHER EQUIPMENT Johnson recommends considering a waterproof in-water MP3 player. “It’s a great way to enjoy your workout. Load it up with your favorite music. It’s a way to take the exeprience from the land into the water.” Family rates are $89 a month; couple rates are $84 a month; individual rates are about $53 a month; and then there are senior rates, as well. Plus, some of the Ys participate in the Senior Sneakers program, an insurance-coordinated benefit that makes membership free on senior policyholders. SWIMMING AT THE YMCA All six Louisville-area YMCAs and the two in Southern Indiana (Clark and Floyd counties) have pools and thorough swim instruction. (The “The main thing about the membership rates,” said Johnson, “is that the YMCA’s mission statement is ‘we’re for all.’ So if you can’t fit the membership fee into your budget, we’ll find a price that fits your budget.” Focused on the most important financial future in the world... YOURS. presented by extol Podcasting Providing expertise in serving family businesses and entrepreneurs. 101 W. Spring St, Fifth Floor | New Albany, IN 47150 Phone: 812-948-8475 | Fax: 812-948-8732 | www.axiomfsg.com Ginnie Rector, Client Associate Michelle Floyd, CFP ® , Financial Consultant Vicky Peay, Client Associate EXTOL SPORTS / ® MAY 2017 40 Michael Grau, CFP ® , RICP , Vaughan Scott, MBA ® , CPWA ® , Vice President – Investment Managing Director – Officer Investment Officer Gloria Bommarrito, Senior Registered Client Associate – Officer Eric Ballenger, Senior Vice President – Investment Officer Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC. Member SIPC. CAR# 0417-01298 DOWNLOAD OR LISTEN TO THE PODCAST AT EXTOLMAG.COM