Extol December 2018-January 2019 | Page 68

That moment when... you realize your current home can be transformed into your forever home Tearing down walls. Replacing cabinets and flooring. Changing light fixtures. Adding organizational units to your closets or garage. Remodeling projects can transform a home into a forever home. A home equity line of credit from German American Bank can transform the expense of the project into affordable monthly payments. No annual fee and customer service excellence. Let us help you with your special moments. 5 .25 % Variable Thereafter* NO ANNUAL FEE. Pay no interest for 90 days! Apply online today at germanamerican.com Sellersburg • Jeffersonville • New Albany • Floyds Knobs *No annual fee. Annual percentage rate is accurate as of 11/1/18 and applies to new Home Equity accounts. The annual percentage rate in effect is 5.25% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to change. APR will not exceed 21% or the maximum rate allowed by applicable law. Requires a checking account with us. Subject to credit and underwriting approval. Property Insurance is required. If your line closes within 12 months from the opening date, you will have to pay a $250.00 early termination fee. Your bank for your moments.