ExpertEye European Automotive Report Q2 2016 | Page 5

European Finances
Government consumption has gathered pace over the year but this is now expected to slowdown . The spending on areas like immigration and asylum seekers has also slowed the decline in government debt in some countries although it is still falling , with the EU deficit expected to drop from 2.1 % of GDP in 2015 to just 1.6 % in 2017 .
1,400 1,200 1,000 800 600
Gross Operating Surplus (€ Millions )
Oil prices continue to hold down inflation below zero generally , whilst corporate deleveraging has seen the corporate sector retain a higher share of primary incomes resulting in the increases seen in corporate savings .
400
200
0
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
Euro zone banks continue to repair their balance sheets , post the double dip recession of 2011-13 , but remain under pressure due to low profitability as a result of low interest rates and slow growth . Despite this there are clear signs of the ECBs accommodative monetary policy being passed through to end borrowers .
The low oil prices combined with low inflationn and interest rates in Europe have also resulted in a healthy increase in household disposable income
2,500
2,000
1,500
1,000
500
Gross Disposable Income (€ Millions )
which in turn has created a sustained rise in private consumption pushing up
0
domestic demand .
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
However there are growing concerns about income inequality particularly in
France Germany Italy Portugal Spain United Kingdom Source : European Commission and OECD ( 2015 ) “ In it together ” some of the largest European economies as highlighted by a recent OECD report . This inequality , which has seen the income falling for those groups with an income below 40 % of the area ’ s median , looks likely to dampen growth .
European Automotive Report - 2016 Quarter 2 4