A blend of experience and expertise is the main attraction.
Proactive risk management not only improves safety but also strengthens your position when negotiating cover or dealing with claims.
PIB Insurance Brokers delivers bespoke insurance and risk solutions to businesses operating in the leisure sector. The team of dedicated leisure insurance specialists has over 40 years of experience and understands the unique challenges the industry faces— from safeguarding employees and visitors to navigating complex liability exposures.
With a growing network of local and European branches, PIB Insurance Brokers offers a personalised service on a national and international scale, ensuring clients always feel supported and are never far away from help.
Running a leisure business comes with its fair share of risks, the true measure of any insurance policy is how effectively it responds when a claim arises.
Top 5 insurance and risk considerations to stay protected:
Public Liability Insurance
Public liability insurance is essential to cover claims from guests who suffer injury or property damage on-site— especially important where children, groups, or high-risk activities are involved.
Employers’ Liability Insurance
If you employ staff, whether full, part-time, temporary, or even volunteers Employers’ Liability Insurance is a legal requirement in the UK. It will protect your business against claims from employees and is especially critical in physically demanding or dynamic environments like leisure attractions.
Business Interruption Cover
Business interruption insurance covers lost income and fixed operating costs while the business is closed, helping your business to recover without suffering any major financial damage.
Equipment and Property Cover
Specialist leisure equipment— from VR systems to large leisure structures can be expensive and vulnerable to theft, damage, or breakdown. Ensuring full coverage for all physical assets, including buildings, stock, and hired-in equipment, is vital for a swift recovery after any incident.
Health & Safety and Risk Management
Last but by no means least insurers require robust risk assessments, safety protocols, and health and safety staff training to be in place. Proactive risk management not only improves safety but also strengthens your position when negotiating cover or dealing with claims.
Use a Broker who understands your sector
A broker, like PIB Insurance Brokers who has leisure sector experience can guide you on setting accurate cover levels and spotting areas where you’ re at risk of underinsurance.
As part of PIB Group, PIB have access to a wide range of additional services to support, protect and grow your business. Their services include risk management, trade credit and employee benefits.
Contact: hello @ pib-insurance. com
Telephone: 0330 058 9863 www. pib-insurance. com
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