Eureka College New Student Packet 2013-14 | Page 19

Dear Parents of Eureka College Intercollegiate Athletes,
We are extremely pleased to have your son/daughter as a student athlete at Eureka College and hope that he/
she will achieve academic, social, and athletic success.
Each student athlete is required to have a physical examination completed within 6 months of first practice
and prior to any participation in any intercollegiate sport. The final decision on physical qualifications or reasons for rejection is the responsibility of the team physician. The team physician and certified athletic trainers
will determine when an athlete may return to competition after an injury.

studentathletes

(For STUDENT athletes only.)

Injuries – Medical Bills – Insurance Coverage – Claim Procedure
Accidents do occur and we attempt to provide our athletes with the very best possible care. Medical bills may
be incurred when the athlete is treated for bodily injury due to an athletic-related accident, whether it occurs
locally or during a road trip, by a medical vendor of his/her choice.
The NCAA states there are no waivers for college athletic insurance coverage.
One Firm Statement:

The NCAA discourages any college or university from providing coverage
or paying the bills incurred for expenses related to illnesses or conditions which are
not sustained as the direct result of an accident in our intercollegiate sports program
(this includes pre-existing conditions and non-athletic injuries).

Insurance Coverage:

The athletic accident insurance at Eureka College is a secondary insurance.
It provides coverage for your son/daughter for accidents while participating in
official team practice or competition of intercollegiate sports, including sponsored
and authorized away practice or competition. This insurance has a $250 deductible.

Claim Procedure:

All medical bills for your son/daughter incurred as a result of an accident
in the intercollegiate sports program will be sent directly to your son/daughter or to
your home address, unless the college has instructed the medical vendors otherwise.
In some cases, the athletic department may get a copy of the bill, but in no case will
the athletic department be the primary location for the incurred bill to be sent.

1.

Submit the bills incurred to your primary insurance plan first.
They will take one of the following two actions:
A. Honor the claim and pay all or a portion of the bills incurred.
B. Not honor the claim and send you a letter of denial. An example might be that
your son/daughter is no longer a part of your group policy after attaining the age
of twenty-six.

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