EB5 Investors Magazine | Page 44

Continued from page 41 Reading through the initial reform legislation proposal, it is hard to imagine that the many points of disagreement with the original reform proposals will in fact be resolved prior to the EB-5 Regional Center Program’s current expiration date of Sept. 30, 2015. While it is possible a reform bill could pass before Sept. 30th, stakeholders should be prepared to see the legislative process continue past that point with a temporary, short-term extension. Turning more specifically to the matter of TEAs, S.1501 proposes to make significant changes to current TEA policy. First, the proposed reforms include a significant tightening to the definition of what areas can qualify as high unemployment rate TEAs in metro areas. The reform legislation (page 62) appears to limit sub-municipal high unemployment rate TEAs in metro areas to only one census tract that “...has an unemployment rate that is at least 150 percent of the national average unemployment rate.” The exception to that definition is if the EB-5 project is located “...within the geographic boundaries of any military installation closed...” during the past 20 years. In that case, the high unemployment rate TEA appears to be able to include the entire geographic area of a closed military base. Second, the reform legislation (page 63) also includes language to place TEA certifications exclusively with the Secretary of the Department of Homeland Security thereby eliminating the states and localities (as well as other federal governmental and non-governmental entities) from approving-certifying high unemployment rate TEAs. Those are both major changes in TEA policy. Add to that the apparent new requirement that 50 percent of the total EB-5 eligible job creation will now need to occur within the legislation’s newly defined urban and rural TEA job areas,2,3 and the reauthorization legislation is a near total rewrite o f existing TEA policy. While the legislative language for defining “high unemployment rate” TEAs is still somewhat unclear, it appears the intent of the initial EB-5 reform legislation is to start deliberations within the EB-5 stakeholder community from a highly-limiting starting point. The term “limiting” is used because the proposed legislation essentially seems to eliminate what have become known as custom high-unemployment rate TEAs except for those within military bases that have been closed over the past 20 or so years. It is those custom TEAs that have recently been used to allow the larger metro area projects to occur under the EB-5 program. So, it would appear that this re-definition proposal is designed to limit the use of the EB-5 program by these larger metro area projects. In fact, by limiting the definition of high unemployment rate TEAs to only one census tract, the reform legislation appears to want to make “high unemployment rate” TEAs a very exclusive club. In effect, it takes a step beyond what the State of California recently did on its own a couple of summers ago when it imposed what was the first numerical limit on the number of contiguous census tracts that could be included in a custom high unemployment rate TEA (to not more than 12 contiguous census tracts in total). At the time, the intent of the state was in fact to limit EB-5 project activity within its borders to areas that policymakers thought to be most in need of EB-5 investment capital. Skyscrapers in metro areas like Los Angeles or San Francisco do not need EB-5 capital, this reasoning went. For California, limiting the use of the program by constraining TEAs also helped the state solve an inability to meet the explosion in demand for TEA review and certifications that had simply overwhelmed the state at that time. Constraining custom high unemployment rate TEAs to only one high unemployment rate census tract in the EB-5 reauthorization legislation will likely be limiting on EB-5 deal flow throughout the country, but especially in states like Florida, New York, Texas, Arizona, Illinois, Louisiana and the state of Washington. All of those states have placed a high importance on using EB-5 investor capital as an economic development tool to encourage capital investment and job creation within their boundaries. Proponents of limiting the size or scope of custom, high unemployment rate TEAs say this is necessary to return the EB-5 program to its original early 1990s roots of providing investment capital to the parts of the country, such as rural areas and economically distressed urban areas which are most in need of such investment. However, this reasoning involves a bit of grey area because usage of TEAs in a regional center context was not contemplated in the original 1990 legislation, and regional centers were only added into the EB-5 program mix in 1992. The net effect is that such a proposal—if passed—would in fact curtail a significant amount of existing EB-5 project activity by more than doubling the minimum investor amount for EB-5 projects from $500,000 to $1.2 million. Projects, particularly for those projects outside of rural areas, would likely be particContinued on page 44 ularly disadvantaged. 42 EB5 INVESTORS MAGAZINE