institution regarding their retention policy may be helpful .
Once again , it is worth noting that segregating the funds derived from a gift or loan in a separate bank account to avoid commingling will allow the investor to demonstrate a clear “ path ” of funds in the source of funds presentation .
MONEY EARNED FROM EMPLOYMENT
Investors using money earned over time from their occupation must demonstrate that appropriate taxes were paid on the earnings . This can be accomplished by providing the following evidence :
· Personal income tax returns for a period sufficient to establish the accumulation of earnings to fund the investment .
" Investors using funds from a gift must be able to demonstrate how the person gifting the funds obtained those funds to demonstrate they are from a lawful source . The gifting party ."
· Evidence of income such as earnings statements or official correspondence on company letterhead from current or prior employers stating when the investor worked for the company , position held , duration of employment , and how much income the investor received during employment .
Evidence other than tax returns may also be presented to demonstrate the payment of individual income tax on earnings such as an individual income tax report or payment certificate for taxes paid on wages and salaries , income from labor and service or business activities , royalty income , interest and dividend income , and rental income .
Including a chart that tabulates the earnings over time to demonstrate sufficient capital was accumulated to make the EB-5 investment may be helpful to the presentation . Beware that earnings deposited into a personal bank account which were commingled
78 EB5 INVESTORS MAGAZINE