EASYUNI Ultimate University Guide 2013 2014: Issue 2 | Page 53

F INANC ING YOUR STUDY Support Yourself Through University With Financial Aid Financial assistance is often offered by governmental bodies, non-profit organisations (NGOs), educational institutions, or the private sector as part of their corporate social responsibility (CSR) initiatives. Assistance may come in the form of a scholarship or a full or partial loan. Some loans may be converted into a scholarship if excellent academic results are achieved. Having your college or university fees disbursed enables you to pursue your education without financial hindrances. Student financial aids, or more commonly referred to as student loans, are also the best form of financial assistance for the pursuit of higher education for the following reasons: Low interest rate Tailored to encourage the pursuit of knowledge, the interest charged on student loans are usually very minimal, ranging from 1% to 6%. The interest rate generally remains flat throughout the tenure of the studies and extends past its completion, so students need not 50 easyuni Guide 2014 Issue