E- Magazine November 2016 XVIII | Page 48

VAR TALK IT Industry gives a Thumbs Up to the Demonetization Move The demonetizing move by PM Narendra Modi of discontinuing Rs 500 and 1000 notes has not only took every Indian by surprise, but it has been lauded and welcomed by the IT industry by hailing it as a ‘Masterstroke’ and a bold move - 8th November 2016 will go down in history as a day that Indians will keep it in mind for a lifetime. It is on this day that a major step taken by the present government and RBI is believed to improve the lifeline of the crumbling economy for better. The discontinuing of Rs 500 & 1000 notes will not only help in the long run for the country to prosper but also have greater implications like faster GDP growth, bringing down inflation and products becoming more affordable which will fuel the demand and further growth of the industries. Applauding the move, Srividya Kannan, Founder, Director – Avaali Solutions says, “This is an extremely bold and first of its kind crack down initiative against corruption, black money and counterfeit currency. It is indeed commendable the way that this initiative has been executed with such perfection (including timing of the announcement, keeping such a wide initiative under wraps until announcement etc.). There is no doubt that in the mid to long run, this will indeed have a big impact to remove the termite of corruption.” Even though this is not the first time such a move has been made by a sitting government, what is significant this time is that it is built on the JAM trinity – Jandhan, Aadhar and Mobile – making it hard for the country to regress. The gradual transition starting with Aadhaar/ PAN/ Bank account linking, penetration of digital wallets and online services, multiple instances to declare black money followed by back end preparation of new currency, which will definitely bring evident changes in the governance. “A full-blown war, not just a surgical strike, has been declared by the Indian Government against black money. Out of the current Indian population estimated at 123 crore, only a minimal fraction of 2.87 crore individuals filed their income tax return and even lower, one percent or 1.25 crore, paid taxes in FY 2014-15. With the PM's announcement, the honest tax payers will get their fair play. The nation's biggest crackdown will certainly check black money and cross-border monetary transactions of counterfeit currency. This will curb corruption to a large extent and also ease the life of common citizens,” suggests Rajeev Jain, Chief Financial Officer, Intex 48 November 2016 www.varindia.com Technologies (India) Ltd. Impact on the IT Industry - The increasingly growing dependence on ICT right after this scheme gets into action seems to be getting clearer. Says Anwar Shirpurwala, Executive Director – MAIT, “The move taken by the govt. clearly indicates that we will be depending more and more on the ICT. This move has been possible because of the availability of technology and multiple means of financial transaction. This also calls for the Govt to further look for means of increasing IT penetration, thus enabling every citizen to use technology tools and services for cashless transactions. Govt. should continue to give more emphasis on technology led schemes and programs for the betterment of the economy growth." Opines Satish Kumar V, Country Head DMX India, “This is a welcome opportunity for the IT industry as the dependency on the banking & online transactions and communications is set to grow exponentially. This development would help hardware/ software/services players to perform smart business, maintaining a transparent track record. It is also a boost to the start-up segment that can now take the cashless transactions and related shopping /purchase related experience to new levels of comfort with their innovative platform & service idea." Rohit Agarwal, CEO - Astrum Electronics India comments, “For the IT industry, there is not going to be a major impact as our industry works mostly (around 90%) in bill and there is only less component of it which is in real cash, if we talk about branded materials. But those who are not selling brand and are importing material from China, it will be big challenge for them as there 90% business in cash. The main issue will be at the consumer level as most of the people are buying in cash and people are not habituated to use debit and credit card so sales will suffer in short term. This move will help brands to grow and help in curbing the fake, grey market, and Chinese import cash sales.” Agrees Biswas Nair, Founder & Managing Director - Inspira Cloudtech, “This decision will hardly be impacting businesses in the IT industry as most of the transactions are done digitally. But, certainly the largest employee base in the IT industry may feel the inconvenience in near future because of the pull out of the 500 and 1000 currency notes." S Sriram, CEO - iValue infosolutions too echoes a similar sentiment, “There won't be much of an impact on the IT industry as they prefer purchase and sales through banking system only. Once cleaned up, further generation of black money will be dramatically cut down and more transactions will happen electronically instead of cash and hence the counterfeit will reduce." According to Sudip De, Director - DOEL International, IT and mobility are pretty settled business through national distribution. “All cash businesses would be hit for sure. Legal distribution through NDs & RDs would thrive to topple the grey market; trade would be hit in the short term but in the long term people would learn to do their business through cheques or net banking. I just hope the daily wage earners are not hit. Most of them have not been able to decipher the entire process clearly and they should be educated. I prefer sudden jerks and so am happy the way it has been done.” With GST likely to be rolled out from 1st April 2017, this demonetisation of old currency notes will complement the government's move to ensure higher 'tax compliance'. “While there may be hardship for a week or two, thereafter things are expected to settle down, and people in general, including businesses, would be able to get cash when needed through authorised banking channels,” observes Viren Bavishi, Director – TAIT.