DTLA LIFE MAG #7 | JULY 2014 | Page 9

For most people buying a home can be the biggest financial decision of their life and can be as stressful as finding a lifetime mate. In order to take the walk down the church or bank aisle you must really decide that you are making a sound and well thought out decision. Let’s think about renting like dating. You get to try on your potential long term mate to see if they fit well, follow orders, clean up after themselves and after some time together whether or not this person is someone you can stand to wake up to every morning- marriage, not so much. Let’s batten down the hatches people because you are in for the long haul if you don’t stay in it to win it, potentially you can lose half of your assets. Now the thought of buying your first home can be similar in you are afraid to choose the wrong neighborhood, the wrong view, the wrong number of bedrooms, pay to much or potentially face another real estate crash and see half of your potential assets simply disappear. In the DTLA market, real estate took just as good of a hit as the rest of the country. Lofts formally selling for $750,000 became $325,000 overnight. At some points there were foreclosed properties selling for just $99,000! Buying in DTLA was a steal and those of you who decided to be unfaithful to your current home by selling or foreclosing ended up at a substantial loss. However, for those of you who stood steadfast and pushed that real estate mistress away, the market in DTLA has now recovered to pre- crash pricing and above AND you are now in a position of profitability. Homes that were selling for $200,000 in 2011 are now closing at record prices of $550,000. Moral of the story, hang on to your wife or your property. Mistresses like real estate cycles are pretty hard to predict. Today the New York Time’s says the most expensive areas in the USA like New York, San Francisco and Los Angeles have seen record increases in home values and continue to rise. For those of us in DTLA paying rental prices only second to Santa Monica buying becomes more and more feasible even with higher prices as the investment in your home and mortgage can benefit you in the long run, big time. Of course, when calculating a home purchase you must remember things like property taxes, repairs, parking and homeowner’s associations (in condo and gated communities). My best advice when thinking about saying “I Do” and buying your first home is align yourself with a group of professionals who are experts in their field and on your side. Make sure they are familiar with the neighborhood you love, have preferred partners, are great negotiators with great reputations and ready to go through the step- by-step process of buying your home. The decision will be a lot easier when you have a “village” of professionals working you through the entire process. Feel free to call LA LOFTS Realty and speak to a real estate professional to help you buy our sell your home. For a free consultation, call or email, [email protected] - 213.6265433 for more information. Tiffany Gatto LA LOFTS Realty ® 548 S Spring Street #109 Los Angeles, CA 90013 213 626 5433 tiff[email protected] www.laloftsrealty.com