Downsizing in Australia - Mark O'Shea | Seite 33

Dean Lupson term? If so, be aware that there may be exit fees. If you find a suitable property to downsize into rather quickly, then do you have the finances to pay a deposit on your new property without selling and settling on the sale of your family home first? Can you afford Bridging Finance or a Bank Guarantee? In Victoria, should you sell your home but not settle in the standard 30 days and opt for a longer settlement, then your solicitor can request a Section 27 from the purchaser once the sale goes unconditional. If agreed to, a Section 27 allows for the early release of your deposit, allowing you to use the funds to secure the purchase of another property prior to settlement of your home. This is becoming a common practice for downsizers as it allows them to place a deposit on their new property without dipping into personal savings or superannuation funds 033