Donavan Group Consulting in Singapore and Tokyo, Japan Find investment Zen: When to buy, hold and sell

Donavan Group Asset Allocation in Singapore and Tokyo, Japan on Find
investment Zen: When to buy, hold and sell
There is a wealth of ways to invest your money, but let’s face it: you probably don’t have endless time to figure them all out. And with
time at a premium, using energy to keep abreast of the ins and outs of your investment portfolio can seem impossible. Although
Singaporeans are on average earning more each year, the global market hasn’t been as successful recently — and that’s enough to give
anyone pause before approaching today’s complex investment landscape.
One way to get to grips with the investment climate is to take advantage of a smart investment tool, which can help to identify
investment opportunities. Standard Chartered Bank now offers Personalized Investment Ideas (PII), the latest tool to give investors the
info they need to grow their wealth. Thanks to technological advancements like this, you can invest wisely, and without giving up your
valuable time.
When it comes to your investments, you have three potential options:
Buy
Taking risks with your money is not only daunting, but can keep you up at night if you’re not confident in your choices. Which
investment is right for you? There is such a huge range of investment opportunities available that opting for a select few that
compliment your needs can seem difficult.
Know this: There are times to invest aggressively and times to invest conservatively. If you’re just starting to build your portfolio,
conventional wisdom tells you to take lots of risks since you have plenty of time for the market to right itself in the event of a downturn.
If you are approaching retirement, however, now’s the time to stay safe with your investments and ensure you have plenty of funds to
sufficiently support you later in life.
Hold
When all is said and done, investing money is not only about accumulating wealth. Your investment is where your heart is — whether
that is making a better life for your family, establishing a solid future, or funding a business idea. That’s when holding your stocks could
be your safest bet, but only if you feel confident in where your money is invested.
The global market is anything but predictable, so be aware of the current climate. Uncertain times can produce huge gains and huge
losses, but without an intimate knowledge of where the market is headed, a fork in your investment road can be dangerous.
Although it is a passive investment strategy, holding can still produce gains in the long run — but that only works if time is on your side.
With a 2016 average annual growth rate of 5.5% in South Asia, the market is showing positive numbers, but holding for too long could
prevent you from significantly growing your portfolio.
Sell
Knowing when to let go of your investments can be tough, but there are signs out there that will alert you when it’s time. Big life changes
can impact your investment goals, and your perfectly balanced portfolio can be thrown out of whack in an instant — perhaps by a
marriage, retirement, or the birth of a child.
Knowing when to let go of your investments is just as important as knowing when to buy. Treat your portfolio like a living, breathing
organism: when one part gets too big, it’s time to reallocate to avoid an uneven balance.