Doctor's Life Magazine, Tampa Bay Doctor's Life Tampa Bay Vol. 2 Issue 1, 2014 | Page 3

A four-year-old hugged me today for making him feel “all better.” Those moments are why I wouldn’t choose any other life. I’ve paid my dues: med school, residency, endless packing and moving. Finally, I’m putting down roots. I wasn’t sure I could do it, until I found the right mortgage specialist. He introduced me to affordable home financing exclusively for physicians. Now I feel all better, too. Because I’m truly where I was meant to be. Tony Umholtz Physician Loan Specialist SunTrust Mortgage, Inc. 813.818.7293 Office 813.785.6812 Cell Contact me today to learn more about the Doctor Loan Program1, featuring 100% financing2 and no monthly mortgage insurance. [email protected] suntrust.com/tony.umholtz NMLSR # 377409 Available only in AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA to Residents, Interns, Fellows, Doctors of Osteopathy (DO) or licensed medical physicians that have completed their residency within the last 10 years. 1 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline you could owe more than your propertyʼs value. 2 Equal Housing Lender. SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224. AZ: Mortgage Banker License #903991 doing business as Crestar Mortgage, CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, toll free 1-800-330-4684, and RI: Rhode Island Licensed Lender. ©2014 SunTrust Banks, Inc. SunTrust, SunTrust Mortgage and How Can We Help You Shine Today? are federally registered service marks of SunTrust Banks, Inc.