Client Testimonials
Facts to Teach Your
New Teen Driver
“Very pleased with the service - The office
was helpful in scheduling me. The provider
called me in advance of his arrival. He
was efficient, answered my questions
and provided me with recommendations.
I have used this company before and
always had a good experience.”
Teen drivers are inexperienced, usually
distracted, and impulsive, statistics
show. That’s every single teenager,
from the A student to the wild child.
That won’t come as news to the
insurance industry, which charges
high rates for teen drivers. But, teens
might not know the dangers of their
own inexperience. Parents who are
teaching their kids to drive might
point out some sad truths.
First, teens have a lot of car accidents
and car accidents kill. Of all age
groups, 16-year-olds have the highest
crash rates, and a full third of all
deaths among 13 to19-year-olds are
likely to occur in a car crash. In fact,
more than 3,000 people die in car
accidents every single day.
Second, teens are unusually distracted
behind the wheel. According to
dosomething.org, more than half of
teen drivers admit they use a phone
while driving.
More worrisome is that texting can
take eyes off the road for almost five
seconds – a lot of time for something
to go wrong. Car and Driver Magazine
did a study on this and found texting
while driving had the same effect as
driving drunk.
Take the time to talk about safe driving
with your teen driver. It could be a life
saving conversation.
Teens must learn to leave their phones
unanswered while driving. That’s a
lesson adults can learn too since 27
percent of adults have read or sent a
text message while driving.
Third, driving around teen friends
can be deadly. Fatality rates increase
with extra passengers in the car. It’s
dangerous for the driver and for the
teen rider. Fewer than half of teens say
they would speak up if the driver was
scaring them.
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The Good Life
Teens must also recognize that their
inexperience can get them into
trouble. Driving in poor conditions
such as snow, fog, or rain can be
dangerous and teens must give the
task their complete attention.
Wellness Retreats
A spa and infrared sauna in Bali? Tai-
chi, meditation and yoga in Portugal?
Whatever takes your fancy, in 2018,
there is probably a wellness retreat
that suits the way you like to relax and
unwind. According to Tom Marchant,
the co-founder of a travel company
called Black Tomato, in an interview
with CNN journalist, Nora Zelevansky,
there has been an increase in
retreats focusing on mindfulness and
emotional well-being.
“They did an excellent job of cleaning
my carpets and hard wood floors in our
new home. The carpets were beautiful
and they brought some life back into
some hardwood floors that had been
damaged. They were very responsive,
professional, and friendly. I've seen some
reviews mentioning parts of the floor
that could not be cleaned - this was the
case with my floors because what looked
like dirt was actually damage - but he
took the time to show me the spots
and explain why and his explanations
matched our home inspector's remarks
exactly. Sometimes the floor needs to
be refinished. Nevertheless, my floors
looked great after the cleaning! I will
definitely call them again.”
and family life, they also support the
lifestyles and goals of those for whom
health and fitness is always a priority.
There’s no harm in treating yourself to a
relaxing spa day.
Moneywise
Annoying chip readers
Swiping a credit card just seems so much
more efficient than sticking the card into
a terminal and waiting. And waiting.
But the chip cards are actually more
secure, credit companies say. The
chip cards attempt to prevent fraud
by generating a unique code for every
transaction that can only be used once.
So the cards are supposed to slow down
criminals who steal a bunch of card data
and then manufacture physical cards.
Chips make the data much less useful.
The cards also reduce the value of card
skimming, where a device is placed on
the card reader to steal data.
Chips do nothing for e-commerce fraud or
a variety of other types of criminal activity.
In addition, if you use a chip card, but sign
for the transaction instead of using a pin
number, the transaction is less secure.