Why Are We So
Some dream about all they want in this life but are too afraid to leap because fear has them in a comatose state . Change and the unknown scares the heck out of us so we settle . We settle and merely chatter about what we ’ re going to do “ one day .” Stop letting fear keep you stuck , today is the best day to be not afraid ! You ’ ve been dreaming about that new home , car , business or investment property , but have you checked to see what your current credit scores are ? Your credit score and profile will be the determining factor in whether you ’ re approved , yet many neglects to consistently check credit reports . When asked of the reasoning behind this , the most popular answer has something to do with being afraid of their true credit status . Today we face our fears and begin the road to financial freedom by taking baby steps ! First , check all 3 credit reports . Second , make sure to pay bills on time going forward because payment history is 35 % of your score . Next , pay down credit card balances , that ’ s 30 % of your score . Finally , build your credit if you have a thin credit profile by adding a Revolving ( ex . credit card ) or Installment account ( ex . Small personal loan ). This is the quickest way to start increasing credit scores . If you notice negative items on your report contact a reputable credit restoration company to help devise a plan . Believe in yourself and know that dreams come true once we stop being afraid ! Moncy Hawkins , CEO of Fig Restoration is a Board- Certified Credit Consultant with a result-driven track record that has allowed Fig Restoration to become the go-to for Credit & Financial Education as well as a vetted and trusted source in the community .
Afraid ?
By : Moncy Hawkins
www . figrestoration . com