Diva Zone ™ Magazine Diva Zone January February 2018 Printer File | Page 8

8

Work Your Plan ,

Meet Delilah , the epitome of DIVA . She has a successful and satisfying career , a social network 50 pages long , home , car and great investment portfolio . Her calendar is always full with this or that for herself , children , hubby or sorority . Life looks and sounds grand ! Bu wait , what ’ s all of this ? Stacks of late notices , piles of dirty laundry , empty kitchen cabinets and a refrigerator full of take out containers ? Before we continue , let me pause to point out that individually , these are simply signs of a modern day life style , but when added all together they are signs of an unhealthy , unbalanced existence , the beginning of the perfect storm . DIVA ’ s please believe me when I say that it is all connected and it must be kept in somewhat of a balance . What it “ IT ”? IT is the 4 elements of our Divalicious nature .
PLANNED TASK

Creating a Grocery Budget and Plan Your Work by Shani Tyler Jones

In this writer ’ s opinion , those elements are mental , physical , spiritual and resources . They are all connected with each other , one flowing forwards and backwards into each other . The health of each contributes to the health of the whole , thereby defining our overall health as individual DIVA ’ s . So how do we achieve this balance or at least begin to develop the balance within our lives AND the life of our family and friends , their imbalance often contributes to our imbalance ? One element at a time , one opportunity at time , planning , planning , planning ! Until it becomes second nature , and you
STEPS
Creating a Grocery Budget List out weekly or biweekly , what your grocery needs are and how much you can afford to spend . Consider shopping based on a menu plan , for further health and organizing impact
ELEMENTS IMPACTED
Resources , Health , Mental
can clearly see the impact on all elements , living a healthy , organized life requires planning . With that said , let ’ s look at some things we can “ plan ” that will have a healthy and structured effect on our lives .
BENEFIT REALIZED
By planning ahead and having a budget , you will spend less on food by minimizing or eliminating impulse buying and eating out
Creating a Bill Pay Schedule
Scheduling “ Me ” Time
List out what bills you have due each month and what day of the month they are due on . Based on your pay schedule , determine how much you will pay and on what date . If you utilize electronic banking , set up your payments in advance to come out on a certain day . If you pay by mail , write the check , put it in the envelope , put the mail out date on the front of the envelope . Tape it to the front door where you will see it daily so that you can take it out as you leave that day . Also , record in your datebook or planned , what bills are due on what day AND the day you expect the money to be withdrawn from your bank account
Literally , take you ’ re your date book or planner and schedule “ me time ”. This is time for you to rest , pray , meditate and continue to organize and plan your life
Mental , Resources
Resources , Health , Mental , Spirit
Reduced or eliminated late fees , peace of mind that you have a plan in place , less clutter from stacks of bills laying around . You may potentially find that you have more money or can pay more bills at month end because you have eliminated late fees .
By allotting yourself time to plan to do better , you will do better !!!