month were found in the Crestview-Fort Walton Beach-Destin area , at 3.3 percent , the Gainesville area at 3.5 percent and the Panama City and Naples-Immokalee-Marco Island areas at 3.6 percent .
The Crestview-Fort Walton Beach-Destin area was at 3.8 percent in August . The Panama City area was at 4.1 percent in August , while the Gainesville and Naples regions were at 4.2 percent .
The Jacksonville area went from 4.3 percent in August to 3.7 percent in September .
The Tampa-St . Petersburg-Clearwater area landed at 3.9 percent after being at 4.5 percent in August .
The Orlando-Kissimmee-Sanford market , which was at 8.7 percent in September 2020 , was at 4.5 percent last month . The region was at 5.0 percent in August .
The metropolitan statistical area rates are not seasonally adjusted , unlike the statewide rate .
The Pensacola area dropped from 4.5 percent to 3.9 percent .
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22 DITCHMEN • OCTOBER 2021