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money would solve most of their problems, but a little can go a long way - 71% agree a windfall of just $5,000 would increase their financial happiness by at least six months. One quarter (22%) say they are banking on an inheritance to make ends meet.
* Signs of the times: Just over half of Americans say money can buy happiness (51%), which is a slight drop from the 59% who answered yes to the same question in 2023.
* Eye on AI: Americans rate the likelihood of AI replacing them at their jobs one day at a 3.72. They rank their level of comfort using AI for their personal finances nearly the same (3.73).
Visit The Currency™ to read Empower's full research report, "The Great Decide."
*ABOUT THE STUDY
Empower commissioned the "The Great Decide" study; based on online survey responses from 2,208 Americans ages 18+ fielded by a third-party vendor from March 20-21, 2025.
* Cerulli Associates. "Cerulli Anticipates $84 Trillion in Wealth Transfers Through 2045." January 2022.
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"* Signs of the times: Just over half of Americans say money can buy happiness (51%), which is a slight drop from the 59% who answered yes to the same question in 2023."