BUSINESS CENTS
Take Control of Your Finances:
3 Tips for Improving
Your Financial Journey
Article by Carmen Perez
you've come," said Perez. "Don't be afraid to face finances head on, talk to trusted people and use resources available to you." Here are some tips to help empower you on your journey to financial wellness.
Get a clear picture of your finances
While the word "budget" can sound scary, it just means making a plan for how to best use your money. You need to understand your financial picture before planning where you want to go. It begins with two steps: know how much money is coming in (what you earn) and how much is going out (tracking all your spending). Budgeting apps can help you get started.
"Always make sure your needs are being met before spending on wants," Perez recommended. "If you spend more than you earn, you'll need to make some changes, or you could end up in debt." If you find yourself in a situation where you
(BPT) - If you're just beginning your financial journey, it might feel overwhelming. Finances are one topic many are unwilling to talk about, leaving you on your own to figure out basics like budgeting, building your credit score or negotiating your first salary. To help young women develop skills so they won't have to sweat the stress, Secret Deodorant has gathered resources and partnered with financial experts to provide young women the tools they need not just to survive, but thrive. Through their "No More Financial Secrets" initiative, Secret Deodorant is offering free resources, and tips from a diverse group of financial experts at Secret.com/MoneyMoves.
One of these experts is Carmen Perez, creator of the MUCH budgeting app, which helps individuals manage their money and paychecks. "While finances may seem intimidating when you're just starting out, remind yourself how far