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network, since visiting in-network providers can help reduce out-of-pocket costs. Make sure your medications will be covered next year by the plan you choose. And consider filling your prescriptions at an in-network pharmacy or with home delivery - more cost-efficient options.
Medicare members and caregivers: Original Medicare doesn't generally cover prescription drugs. Consider enrolling in a Medicare Advantage plan with prescription drug coverage to help keep medication costs in check.
3. Explore mental health coverage. Beyond in-person mental health care, you may have access to a virtual network of therapists and psychiatrists, along with advocates to help find the right behavioral health care or resources.
Medicare members and caregivers: Look for plans that offer virtual mental health care with a $0 copay.
4. Look into specialty benefits. Additional benefits, such as dental, vision, hearing or critical illness insurance, are often available and may contribute to overall well-being.
Medicare members and caregivers: Original Medicare doesn't cover most dental, vision and hearing services, but many Medicare Advantage plans do.
5. Consider wellness programs. Many health plans offer incentives for taking healthier actions, like completing a health survey or exercising. Others provide personalized support to those living with common chronic conditions like Type 2 diabetes.
Medicare members and caregivers: Many Medicare Advantage plans offer gym memberships and wellness programs for members at no additional cost.
Visit UHCOpenEnrollment.com to learn more.
"Many health plans offer incentives for taking healthier actions, like completing a health survey or exercising."