DIG Insurance & Business Magazine Spring 2023 | Page 24

We All Do ; It ’ s Only A Matter Of Time . Be Sure Your Insurance Reflects The Now .
PERSONAL INSURANCE

What If I Make Changes To My Property Or Lifestyle ?

We All Do ; It ’ s Only A Matter Of Time . Be Sure Your Insurance Reflects The Now .

For many of us , daily life is packed with to-dos , places to go , people to see , and plenty of distractions along the way . When you take your boat out with the family , are you thinking , “ What if we get stranded or run out of gas ?” And when you receive a beautiful piece of jewelry for your birthday , the first thing that comes to your mind is probably not , “ What if I lose this , or a stone falls out ?”

As insurance advisors , we are here to help protect you , your family , your livelihood , and your future from the unexpected .
WHAT IF GOOD STUFF HAPPENS ?
What If I Want To Rent My Home On Airbnb ?
Not every insurance provider will offer coverage if you decide to rent out your home or condo unit while you ’ re not using it . Call your insurance advisor to discuss the details . Short-term rentals might need an endorsement to your current policy , or it may need to be written to a different policy to provide the coverage you need . Check with your HOA or Community Association to determine if rental services are prohibited .
What If I Want To Build A New Deck Or Garage ?
Be sure to add coverage effective on day one of construction . Generally , the full value of the project is added at that time . This way ,
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