PF&D LTD
PF&D Ltd specialise solely in securing finance for the
Housebuilder / Property Developer – we are not a ‘jack of all
trades’ broker. offer up to 90% of costs which means the developer only
needs to find 10% of all costs - that's a full 30% less cash
required to make the same deal work.
We secure Development Finance, Exit Finance and Planning
Gain Finance for projects throughout the UK ranging from
single plots to multi-unit developments such as flatted
schemes. WORKING WITH DECISION MAKERS NOT
COMMITTEES
To date, we have arranged over £120m of financing for the
small to medium sized Housebuilder.
DEVELOPMENT FINANCE - IT’S NOT JUST
ABOUT THE INTEREST RATE
As brokers we often find that some developers seem to be
more interested in saving ‘a few bob’ on the interest rate
rather than ensuring the lender they choose can deliver the
right blend of finance and quickly and above all are able to
be flexible when needed.
LOW INTEREST RATE FACILITIES NORMALLY
MEAN LOWER LOAN SIZES
Some lenders limit their loan to 60% of costs to offer low
rates of interest meaning the developer has to find 40%
of costs! This amounts to a massive drain on cash flow.
However, with a slightly higher interest rate, some lenders
We believe it’s key to associate with lenders who offer
competitive terms but whose emphasis is on agility and an
ability to ‘take a view’ on issues that affect things such as a
speedy completion. This flexibility is much more important
than shaving half a percentage point off the rate.
NEW PRODUCT - DEVELOPMENT EXIT
FINANCE
This new product is specifically designed to help small to
medium housebuilders / developers replace their original
development funding with a low rate bridging finance
product that carries NO early repayment penalties.
This benefits the housebuilder in a few ways from being able
to refinance existing stock to release capital to aid cash flow
to acquire new sites to having more time to sell at the right
price rather than having to discount prices in order to repay
the existing facility.
0161 433 9981 | Web: www.pf-d.com | Email: [email protected]
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