Design Buy Build Issue 34 2018 | Page 4

Industry News RIBA calls for a comprehensive ban on combustible materials The Royal Institute of British Architects (RIBA) has submitted evidence to the Government’s consultation on banning the use of combustible materials in the external walls of high-rise residential buildings. After a lengthy investigation, the Institute has concluded that a ban on combustible materials is the only way to ensure that our buildings are safe and fit for the future. The RIBA response was made to the Ministry of Housing, Communities and Local Government (MHCLG) consultation that was launched in the wake of Dame Judith Hackitt’s Independent Review of Building Regulations and Fire Safety. The architect’s body argues for A1 ‘non-combustible’ certification, contrary to those who continue to suggest that products of ‘limited combustibility’ should be permitted. The Institute also strongly recommends that the ban is extended to include any high-rise buildings, such as offices and educational buildings, to ensure that the public is properly protected in the event of a fire. Assessing the impact of the Grenfell Tower tragedy on professional indemnity insurance We have been asked by Ministry of Housing, Communities and Local Government (MHCLG) Industry Response Group (IRG) via the Construction Industry Council (CIC), of which CIAT is a full member, to respond to a second survey on the impact of professional indemnity insurance and the Grenfell Tower tragedy. The questionnaire asks a series of straightforward questions for your response. In response to the survey issue, CIAT has written directly to the MHCLG and CIC as from our understanding some insurers are acting in an opportunistic manner, i.e. by trying to increase premiums, whilst at the same time looking to restrict cover. Seeking to concentrate only on ‘Cladding’ exposures, the insurance market is seeking avoid it and in the majority of cases fully exclude cover. A small number of insurers are prepared to offer some cover, perhaps full cover, but that is now few and far between. The restricted cover on offer is either to limit to ‘Rectification’ only or insist upon ‘Compliance with Regulation’, which for a competent professional would be expected which, is virtually impossible and leaves the insured open to legal challenge. The potential is that some practices are simply without adequate cover, which n