Denver Home Living from Your Colorado Home Group Winter 2018 | Page 34

HOME FOR HOME ANTIQUE / MODIFIED VEHICLES HOMEOWNERS INSURANCE YOUR WAY BY RACHEL MUNOZ HOME / LANDLORDS / RENTERS BUSINESS / COMMERCIAL AUTO / MOTORCYCLE WORKERS' COMP LIFE / ANNUITIES UMBRELLA T he single largest investment you are likely to make in your lifetime is your home. Protecting it, therefore, should be paramount in terms of importance. Home insurance is meant to protect your home and some of the personal property in it from loss. Typically, a payout would include the replacement costs for not only your home but also some of its contents. There are, however, some pitfalls that most people don’t consider when they are shopping for their home insurance. Here are a few things to consider: • Special collections and jewelry are often not covered under standard home insurance. WE ARE YOUR MOBILE AGENCY Providing quality customer service and affordable rates from the convenience of your home, business, or over a cup of coffee. CONTACT US TODAY! RACHEL MUNOZ JNRINSURANCEAGENCYLLC.COM [email protected] OFFICE: 303-659-5200 CELL: 720-951-7835 • Even with insurance, regular maintenance of the home and grounds is essential. • Liability insurance is important to hold for your property. • Certain types of damage—flood and water damage, for example—may require additional insurance as well. JnR Insurance, with its Home for Home program, guides you along the way. JnR’s professionals help you understand coverage, explain the claims process, and help you understand what types of additional coverages and endorsements you may need. Often, this process is a bit overwhelming for homeowners to do on their own, and that’s where having professional guidance can help. Further, there are often discounts for holding multiple policies. Don’t be caught without adequate protection for your home. Speak with one of our professionals today to know what coverage you need, and get it at a price you want. For more information, contact me at [email protected]