Denton County Living Well Magazine September/October 2017 | Page 27

Fake Check Scams:
Fake or counterfeit check scams are increasing. They are
often found in foreign lottery, check overpayment, internet
auction and secret shopper scams. In the check overpay-
ment scam, the scammer replies to a classified or online
auction site ad. They pay for the item with a check, but
write the check for more than payment amount. Once the
check is deposited, the scammer asks the seller to wire back
the overpayment. The scam artist’s check bounces and the
seller is responsible for the entire amount.
Romance Scam:
Online romance scams are on the rise. Through the creation
of a fake profile, the scammer will profess his/her love for
you in a very short period of time. At some point during
the “relationship,” they will seek your financial assistance.
Maybe they are a highly successful person working in a
foreign country and need your help with cash or a check.
Or, they are desperate to meet you, but need your money
to help them travel to where you reside. If you suspect you
might be a victim, block then immediately.
These are only a few of the popular scams out there. Oth-
ers include government imposter scams, jury duty scams,
ransomware scams, overpayment scams, lottery scams, fi-
nancial scams, and scams targeting seniors.
Beware of anything where you did not initiate the contact
and don’t be afraid to ask for help.
Glen McKenzie, President/CEO of DATCU Credit Union,
may be reached at 866-387-8585.
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