Voluntary Accident Insurance
Administered by Assurity
An accidental injury can be costly , especially if you are financially unprepared . Your current medical coverage will help pay for expenses associated with an injury , but won ' t cover all of the out-of-pocket expenses you may face . Don ' t wait until you are rushed to the emergency room to realize you need more protection . With accident insurance , you will receive additional coverage that your medical insurance may not cover .
Accidental Death
Employee
Base Accident Benefits
Common Carrier Accidental Death ( plane , train , boat , or ship )
Employee
Dislocation or a Fracture
$ 40,000
$ 100,000
Open Fracture : $ 4,000 ; Closed Fracture : $ 2,000
Initial Hospitalization $ 1,000 Hospital Confinement ( per day , up to 365 days ) $ 200 Hospital Intensive Care ( per day , up to 30 days ) $ 400 Ambulance Ground / Air $ 200 /$ 600 X-ray and Emergency Room Services $ 200 Accident Follow-Up Treatment ( per visit , up to 2 visits ) $ 100 Brain injury Diagnosis $ 600 Coma with Respiratory Assistance $ 20,000
Burns
( Pays a percentage of the burn benefit , based on degree of burn and percentage of body affected / Skin Graft - pays 50 percent of the burn benefit )
Paralysis
( Lasting 90 or more days and diagnosed to be permanent ; one paralysis benefit payable per lifetime )
Wellness — Outpatient Physician ’ s Benefit
( up to two times per insured per calendar year , subject to a maximum of four times for all insured persons per calendar year )
$ 1,000
$ 15,000 - Paraplegia $ 30,000 - Quadriplegia
$ 50 once per day
Davis Behavioral Health
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