Long-Term Disability Insurance
Insured by LifeMap
Meeting your basic living expenses can be a real challenge if you become disabled . Your options may be limited to personal savings , spousal income and possibly Social Security . Disability insurance provides protection for your most valuable asset — your ability to earn an income . Davis Behavioral Health provides Long-Term Disability insurance ( LTD ) coverage for you at no cost !
LTD coverage provides income when you have been disabled for 90 days or more . Your benefit is 60 % of your monthly earnings , up to $ 10,000 per month . This amount may be reduced by other deductible sources of income or disability earnings .
Long-Term Disability
Monthly Benefit Amount
60 % of base salary Monthly Benefit Maximum $ 10,000 Elimination Period Benefit Duration
Pre-existing Condition Limitation
90 days Social Security Normal Retirement Age
This plan will not cover any disability which is caused or contributed to by , or results from a pre-existing condition for which treatment was received during the 3 month period immediately preceding the effective date of coverage , and which begins in the first 12 months after the effective date of coverage .
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