Vision Insurance
Administered by Vision Service Plan
Regular eye examinations can not only determine your need for corrective eyewear but also may detect general health problems in their earliest stages . Enroll in one of our vision plans to protect your eyes ! These plans may offer in-network and out-of-network benefits . However , to receive the maximum benefits from the plan you should always use participating providers . To find a provider , use the respective contact information shown in the back of this guide .
EYE EXAM
In-Network
Out-of-Network
Eyeglass Exam $ 10 copay Reimburse up to $ 45
STANDARD PLASTIC LENSES
VSP
1901 W . Parkway Blvd . Salt Lake City , UT 84119
Phone : 800.877.7195 www . vsp . com
Single Vision Covered in full after $ 25 copay Reimburse up to $ 30
Bifocal Vision Covered in full after $ 25 copay Reimburse up to $ 50
Trifocal Vision Covered in full after $ 25 copay Reimburse up to $ 65
Lenticular Covered in full after $ 25 copay Reimburse up to $ 100
LENS OPTIONS
Standard Progressive Lenses Covered in full after $ 25 copay Reimburse up to $ 50
Progressive Options Standard Anti-Reflective Polycarbonate
COATINGS
Scratch Resistant Coating
Ultra Violet Protection
Other Options
( Protection from UV , relief from digital eyestrain , and more )
FRAMES
Allowance Based on Retail Pricing
LightCare Non-prescription blue light filtering glasses or sunglasses 4 , 11
Additional pairs of glasses throughout the year
CONTACTS ( Instead of lenses and frame )
Premium : $ 95 - $ 105 copay ; Custom : $ 150 - $ 175 copay
$ 41 copay $ 31 - $ 35 copay ; $ 0 copay for children
$ 17 copay
$ 16 copay
Average savings of 30 % on all lens enhancements 1
Not applicable
Not applicable
Covered in full after $ 25 copay up to $ 150 allowance 4 Extra $ 20 allowance on Featured Frame
Brands 4 , 6 Reimburse up to $ 70
Covered-in-full after copay , up to frame allowance 4
Up to 20 % off Retail 3 , 4
Elective Covered in full up to $ 150 allowance Reimbursed up to $ 105 3 , 8
Necessary Covered in full after $ 25 copay Reimbursed up to $ 210
Fitting , and Evaluation
( Standard and Premium )
Additional pairs of glasses up to $ 60 Not applicable
20 % off unlimited additional pairs of prescription glasses and / or non-prescription sunglasses 3 , 4 , 5 Not applicable 10
* Copays for progressive lenses may vary . This is a summary of plan benefits . The actual policy will detail all plan limitations and exclusions .
Discounts — Any item listed as a discount in the benefit outline is a merchandise discount only and not an insured benefit . Providers may offer additional discounts .
1 Savings off average usual and customary pricing based on VSP claims data . 3 Based on applicable laws , benefits may vary by location . 4 Benefits may vary at retail chain locations . Costco frame allowance is $ 70 as prices already include discounts instead of those noted . Extra frame allowance on Featured Frame Brands is not available at Costco , Walmart and Sam ’ s Club . 5 30 % off applies to glasses purchased the same day as the member ' s eye exam from the same VSP doctor who provided the exam . Members also receive 20 % off unlimited additional pairs of glasses valid through any VSP network provider within 12 months of the last covered eye exam . Exceptions at retail locations may apply . 6 Reflects current promotion . Featured Frame Brands are subject to change . Available only to VSP members with applicable plan benefits through VSP network doctors and in-network locations . Not available to members whose coverage includes an additional $ 50 allowance on Featured Frame Brands . In the event of a conflict between this information and your organization ’ s contract with VSP , the terms of the contract will prevail . 8 Essential Medical Eye Care pays secondary to the member ’ s medical insurance . 10 Essential Medical Eye Care is available out-of-network in states where it ’ s required by law . 11 Pre-made and ready-to-wear glasses are covered by plan ’ s frame and lens benefit and is in lieu of prescription frame and lenses .
FREQUENCY
Lenses , Frames , Contacts
|
12 / 24 / 12 months |
12 / 24 / 12 months |
REFRACTIVE SURGERY
LASIK
|
Average of 15 % off the regular price |
Not applicable 10 |
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