Dateline October-December 2017 | Page 5

Educational Opportunities - Something for Everyone Pages 5–10 55+ Defensive Driving Review the rules of the road, learn new information regarding today’s cars, and update your driving skills. Those over the age of 55 qualify to receive a 10 percent discount on their auto insurance following completion of the 8-hour basic course. To maintain the discount, a 4-hour refresher course is required every three years. Register at least one week before the class date in order to receive the completion certi icate in class, no walk-ins. Instructors are trained and managed by the Minnesota Safety Council. Basic Course–8 hours Refresher Course–4 hours Date: Sat, Oct 28–Nov 4 2 sessions Time: 8:30 am–12:30 pm Cost: $29 Class #: AEDDB1 Location: Skyview, 202 Course fee: $25 (each section) Number Day Date Time Location AEDDR2 Tuesday Oct 3 12:00–4:00 pm Gladstone, 105 AEDDR3 Wednesday Oct 25 5:30–9:30 pm John Glenn, Media AEDDR4 Wednesday Nov 8 12:00–4:00 pm Gladstone, 105 AEDDR5 Saturday Nov 18 8:30 am–12:30 pm Skyview, 202 AEDDR6 Tuesday Dec 5 1 2:00–4:00 pm Gladstone, 105 AEDDR7 Thursday Jan 4 12:00–4:00 pm Gladstone, 105 Worry Less About Finances ! NEW Why You Can’t Trust Your Trust The revokable or living trust is the most oversold and misunderstood legal product on the market today! If you can change the trust, creditors or a nursing home can access the money in the trust. Learn the pros and cons of a revocable trust. You will also learn other options to help you secure your assets. Bring your questions. Steve Ledin Date: Thu, Oct 19 Time: 10:00–11:30 am Cost: $15 Class #: AEB5A Location: Gladstone, 105 ! NEW Understanding How to Gift your Money Away Learn the pros/cons to gifting money, including the who, what, where, when why or why not. Plus how to leverage your gift, tax deductibility, and more. Steve Ledin Date: Thu, Sep 21 Time: 10:00–11:30 am Cost: $15 Class #: AEB3A Location: Gladstone, 105 Keeping the Cabin, Business or Farm in the Family Division of the estate can lead to bitter battles between siblings. Who will pay the taxes? What if one family member uses it more? How do I guarantee equal inheritance? Get all your questions answered so you can keep the property in the family without driving the family apart. Steve Ledin Date: Thu, Oct 12 Time: 10:00–11:30 am Cost: $15 Class #: AEB6B Location: Gladstone, 105 ! NEW How to Pay for the Nursing Home: An Attorney’s Perspective How do you pay for the nursing home and still leave assets for the next generation? With ever-changing estate planning laws and great increases in nursing home costs, this is a concern for many. Understand what your options are, get your long term care inance questions answered and learn how to plan and place your assets to meet your future goals. Steve Ledin and Randy Rheault Date: Thu, Oct 5 Time: 10:00–11:30 am Cost: $15 Class #: AEB2A Location: Gladstone, 105 Take Advantage of all that Community Education Has to Off er The District 622 Adult Enrichment program is a leader in providing educational opportunities that are close to home, affordable and top quality. These daytime and evening classes and activities can be found in the Community Education Learning For All fall catalog which is available at Gladstone and public buildings throughout the district. It is also available online or you can call the ofϔice at 651-748-7232 to have it mailed. www.isd622.org/ ae District 622 Community Education • Gladstone 55+ Center • www.isd622.org/seniors • 651-748-7250 5