Dateline January - March 2019 - Page 7

Worry less about money Senior Fraud: Learn How to Protect Yourself Join Ramsey County Attorney John Choi in a discussion on telemarketing fraud, social security and medicare scams, identity theft and more. Learn how to protect yourself and where to go for help. Bring your questions about this timely topic. This presentation is sponsored by CLASS (Consortium of Lakes Area Senior Services - an educational collaboration). Date: Fri, Jan 25 Time: 10:00 am–12:00 pm Cost: FREE, please preregister Class #: SRB2 Location: White Bear Lake YMCA Why You Can’t Trust Your Trust Most people believe that the revocable or living trust shields assets from creditors and the nursing home. How- ever, in Minnesota, this is not the case. If you can change the trust, the nurs- ing home and creditors can access the money in the trust. Learn the pros and cons of a revocable trust so you can determine if it is a it for you. You will also learn other options to help you secure your assets. Bring your ques- tions. Steve Ledin Date: Thu, Feb 21 Time: 10:00–11:30 am Cost: $15 Class #: AEB2B Location: Gladstone, 105 Basics of Estate Planning–Wills & Trusts Discover what everyone should know about wills and trusts, and the pros and cons for both. You will also learn about probate procedures, dealing with courts, power of attorney and health care declarations (living will). Christopher Stanton Date: Wed, Feb 20 Time: 6:30–8:00 pm Cost: $20 Class #: AEB7A Location: Skyview, 202 How to Pay for the Nursing Home: An Attorney’s Perspective How do you pay for the nursing home and still leave assets for the next generation? Understand what your options are, get your long term care inance questions answered and learn how to plan and place your assets to meet your future goals. Steve Ledin Date: Thu, Mar 21 Time: 10:00–11:30 am Cost: $15 Class #: AEB3B Location: Gladstone, 105 Your home - stay or sell? HomeFit Guide for the Lifelong Home AARP research consistently inds that the vast majority of people age 50 and older want to stay in their homes and communities for as long as possible. Discuss the HomeFit Guide, which offers solutions that range from simple do-it-yourself ixes to improvements that are more involved and require skilled expertise, but are well worth the expense. If you have photos, sketches, plans of areas, or rooms of concern, bring them to class and the instructor will review your ideas with you after class. Gene Nicolelli Date: Mon, Apr 22 Time: 1:00–3:00 pm Cost: FREE, please pre-register Class #: AEH1 Loca on: Gladstone, 105 Stage It to Sell It! Staging a home, even in today’s market, is what sets you apart from your competition. Discover the top ten tips that you must do when selling your home. Learn staging fundamentals, how to stage on a budget with items in your home, furniture arrangement and color choices. You can greatly enhance the overall appeal and marketability of your home by learning the essentials. Johanna Roy Date: Mon, Feb 4 Time: 6:00–8:00 pm Cost: $24 Class #: AEH3 Location: Stillwater Area High School, PAC-G113 District 622 Community Education • Gladstone 55+ Center • www.isd622.org/seniors • 651-748-7250 7