Worry less about money
Senior Fraud: Learn How to
Protect Yourself
Join Ramsey County Attorney John
Choi in a discussion on telemarketing
fraud, social security and medicare
scams, identity theft and more.
Learn how to protect yourself and
where to go for help. Bring your
questions about this timely topic.
This presentation is sponsored by
CLASS (Consortium of Lakes Area
Senior Services - an educational
collaboration).
Date: Fri, Jan 25
Time: 10:00 am–12:00 pm
Cost: FREE, please preregister
Class #: SRB2
Location: White Bear Lake YMCA
Why You Can’t Trust Your Trust
Most people believe that the revocable
or living trust shields assets from
creditors and the nursing home. How-
ever, in Minnesota, this is not the case.
If you can change the trust, the nurs-
ing home and creditors can access the
money in the trust. Learn the pros and
cons of a revocable trust so you can
determine if it is a it for you. You will
also learn other options to help you
secure your assets. Bring your ques-
tions. Steve Ledin
Date: Thu, Feb 21
Time: 10:00–11:30 am
Cost: $15
Class #: AEB2B
Location: Gladstone, 105
Basics of Estate Planning–Wills
& Trusts
Discover what everyone should know
about wills and trusts, and the pros
and cons for both. You will also learn
about probate procedures, dealing
with courts, power of attorney and
health care declarations (living will).
Christopher Stanton
Date: Wed, Feb 20
Time: 6:30–8:00 pm
Cost: $20
Class #: AEB7A
Location: Skyview, 202
How to Pay for the Nursing Home: An Attorney’s Perspective
How do you pay for the nursing home and still leave assets for the next generation? Understand what your options are,
get your long term care inance questions answered and learn how to plan and place your assets to meet your future
goals. Steve Ledin
Date: Thu, Mar 21
Time: 10:00–11:30 am
Cost: $15
Class #: AEB3B
Location: Gladstone, 105
Your home - stay or sell?
HomeFit Guide for the
Lifelong Home
AARP research consistently inds that
the vast majority of people age 50 and
older want to stay in their homes and
communities for as long as possible.
Discuss the HomeFit Guide, which
offers solutions that range from simple
do-it-yourself ixes to improvements
that are more involved and require
skilled expertise, but are well worth
the expense. If you have photos,
sketches, plans of areas, or rooms of
concern, bring them to class and the
instructor will review your ideas with you after class. Gene Nicolelli
Date: Mon, Apr 22
Time: 1:00–3:00 pm
Cost: FREE, please pre-register
Class #: AEH1
Loca on: Gladstone, 105
Stage It to Sell It!
Staging a home, even in today’s
market, is what sets you apart from
your competition. Discover the top
ten tips that you must do when
selling your home. Learn staging
fundamentals, how to stage on a
budget with items in your home,
furniture arrangement and color
choices. You can greatly enhance
the overall appeal and marketability
of your home by learning the
essentials. Johanna Roy
Date: Mon, Feb 4
Time: 6:00–8:00 pm
Cost: $24
Class #: AEH3
Location: Stillwater Area High
School, PAC-G113
District 622 Community Education • Gladstone 55+ Center • www.isd622.org/seniors • 651-748-7250
7