Dallas County Living Well Magazine Spring 2014 | Page 29
Online Safety Tips in 2014
Courtesy North Dallas Bank & Trust Co.
M
ake the online world a safer place.
In today’s fast-paced world, computers and mobile devices are not only
must-have gadgets, they’re essential to
daily life. From social networking and
e-mailing to research, online shopping and more, people are
connected more than ever before. And since the Internet is
the new medium for interaction, business and communication, it’s more important than ever to be safe and secure
when using it.
Protect your devices.
• Be up to date. Download the latest version of the tools you use
frequently. That includes antivirus software, malware programs
and web browsers, to name a few.
• Turn on automatic updates. Most antivirus and malware software companies update their systems with “fixes” against the
latest threats daily. Do the same.
• If it uses the Internet, secure it. This means computers, mobile
phones, gaming systems and anything else that connects to the
Internet.
• If it plugs into your computer, secure it. Make sure your USB
drives, flash drives and external hard drives are protected as
well, just to be sure.
things stay private.
• Secure your cash. Never bank or shop on an unsecured site.
An easy rule of thumb: If the web address begins with “https://”
or “shttp://”, it’s secure. “Http://” is not.
Use common sense.
• Be on top of current Web safety trends. Check trusted industry
websites frequently to keep up on the latest Internet threats and
spread the word.
• Think twice about clicking. If something seems too good to be
true, it probably is. And if someone wants you to “act immediately,” you probably shouldn’t. In either case, a smart precaution is to call the person or company directly using an independently verified phone number to see if they are legitimate.
• Have a backup system. Make copies. Store data to external
hard drives. There are many ways to ensure against losing
work, music, photos and data.
Keep personal information to yourself.
• Go beyond the password. Many providers offer a variety of new
ways to protect your account, such as personal images, codes
and other verification processes. It may take an extra step to
access your account, but it’s worth it.
• The more complex your password, the better. Use numbers
and letters together. Throw a symbol in there. If it’s hard for you
to remember, think of how hard it will be for thieves to figure
out.
• Every account gets a separate password. If every account you
have has the same password, you’ll be in real trouble if a crook
ever figures it out.
• Write passwords down. Keep a list of all your passwords in a
safe place, and make sure it’s not near your computer. It’s easy
to forget passwords, and you’ll need a backup from time to
time, so be smart about it.
• Call the shots. On sites like Facebook or Twitter, don’t just settle
for default privacy settings. Set them yourself with whatever
level you’re comfortable with.
• In public, keep technology a hands-on experience. Never leave
a laptop or phone out in the open at a restaurant, airport or
other busy area. It only takes a second for things to disappear.
Make secure connections.
• Never click unless you’re 100% sure. Attachments in an
e-mail can download viruses. And be especially wary on everything from e-mail and tweets to online advertising. Criminals
often use these venues to compromise your computer.
• Use Wi-Fi hotspots with caution. Be careful using a public
connection. Adjusting your settings is a good way to make sure
Alert the authorities.
• If your finances or identity are stolen over the Internet, or you’ve
witnessed any other crime online, report it to the Internet Crime
Complaint Center at www.ic3.gov.
• In the case of fraud, your best bet is to report it to the Federal
Trade Commission at www.onguardonline.gov/filecomplaint.
• It may also be a good idea to involve your local law enforcement or state attorney general as well.
Education and preparation are the b