CURRENTS September 2016 | Page 13

Currents September 2016 By: Martin Zevin, P.A. Do Not Drive Without Uninsured Motorist Coverage Do you believe that you have “full coverage” for your car insurance? As a lawyer who handles personal injury claims, “full coverage” means something very different to me than it may mean to you. In Florida, only two types of coverage are required: personal injury protection (PIP) and property damage liability. It is estimated that one out of three drivers in Florida only have the minimum required coverage. It is important that you be fully protected in the event one of those drivers injures you due to a rearend collision or other accident which is not your fault. Therefore, it is extremely important that you properly protect yourself by carrying a maximum amount of uninsured motorist coverage (U.M.). I recommend at least $100,000 per person/$300,000 per occurrence for each vehicle in your household. If you have more than one vehicle, I strongly recommend “stacking”, which allows you to combine your coverage on each of your cars. Stacking is well worth the small additional pre- We Support Our Troops continued on page 14 > 13