Currents
September 2016
By: Martin Zevin, P.A.
Do Not Drive Without Uninsured
Motorist Coverage
Do you believe that you have “full coverage” for
your car insurance? As a lawyer who handles personal injury claims, “full coverage” means something
very different to me than it may mean to you. In
Florida, only two types of coverage are required: personal injury protection (PIP) and
property damage liability. It is
estimated that one out of three
drivers in Florida only have the
minimum required coverage. It is
important that you be fully protected in the event one of those
drivers injures you due to a rearend collision or other accident
which is not your fault.
Therefore, it is extremely
important that you properly protect yourself by carrying a maximum amount of uninsured
motorist coverage (U.M.). I recommend at least $100,000 per
person/$300,000 per occurrence
for each vehicle in your household. If you have more than one
vehicle, I strongly recommend
“stacking”, which allows you to
combine your coverage on each
of your cars. Stacking is well
worth the small additional pre-
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