Currents
April 2017
> continued from page 12
of your cars. Stacking is well worth the small addi-
tional premium.
Your U.M. coverage also stands for underinsured
motorist coverage. This means that you can make a
claim against the other driver's insurance and get the
total amount available under that policy and still
make an additional claim under your U.M. coverage
if your injury justifies it.
During my forty years of handling personal injury
cases, I have often had to turn people away who
were seriously injured through no fault of their own
but did not have U.M. coverage and where the neg-
ligent party did not have bodily injury liability cover-
age. Trying to go after an individual driver in Florida
is an exercise in futility since it will be virtually impos-
sible to collect even if you go to trial and get a judg-
ment against that person. If you do make an unin-
sured motorist claim with your own company, this
should not affect your premium since you were not
at fault.
Your uninsured motorist coverage follows you
wherever you go. You can make an uninsured
motorist claim if you are driving a
rental car, driving someone else's
car, a passenger, a pedestrian, a
bicyclist, or injured in another
state. This coverage provides you
the maximum protection to
insure that you will be compen-
sated fully for your injuries if
someone else is at fault.
Please feel free to call me for a
free personal or phone consulta-
tion regarding any issues pertain-
ing to personal injury claims or
car insurance coverage. I am also
available for free consultation
regarding Wills, Trusts, Estates
and Probate. Call me at 954-
569-HURT (4878). My address is
3275 W. Hillsboro Blvd., Suite
204, Deerfield Beach, Florida.
My website is www.martinzev-
inpa.com and my e-mail address
is [email protected].
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