MEDICARE
PART A
PREMIUMS/
DEDUCTIBLES
Medicare Part A covers inpa-
tient hospital, skilled nursing
facility, and some home health
care services. About 99 percent
of Medicare beneficiaries do
not have a Part A premium
since they have at least 40
quarters of Medicare-covered
employment.
The Medicare Part A inpatient
hospital deductible that benefi-
ciaries will pay when admitted
to the hospital will be $1,408 in
2020, an increase of $44 from
$1,364 in 2019. The Part A inpa-
tient hospital deductible covers
beneficiaries’ share of costs
for the first 60 days of Medi-
care-covered inpatient hospital
care in a benefit period. In
2020, beneficiaries must pay a
coinsurance amount of $352
per day for the 61st through
90th day of a hospitaliza-
tion ($341 in 2019) in a benefit
period and $704 per day for
lifetime reserve days ($682 in
2019). For beneficiaries in skilled
nursing facilities, the daily coin-
surance for days 21 through 100
of extended care services in a
benefit period will be $176.00 in
2020 ($170.50 in 2019).
**Note: beneficiaries who
are enrolled in Medicare Ad-
vantage plans must contact
their plan for coinsurances/
deductibles. Also, beneficiaries
who are enrolled in Medicare
Supplement/Medigap plans
may not have or have lower
deductibles or premiums based
on plan type.**
PART A DEDUCTIBLE & COINSURANCE AMOUNTS FOR
CALENDAR YEARS 2019 & 2020 BY TYPE OF COST SHARING
2019 2020
Inpatient hospital deductible $1,364 $1,408
Daily coinsurance for 61st-90th Day $341 $352
Daily coinsurance for lifetime reserve days $682 $704
Skilled Nursing Facility coinsurance $170.50 $176
Enrollees age 65 and over
who have fewer than 40
quarters of coverage and
certain persons with disabil-
ities pay a monthly premium
in order to voluntarily enroll in
Medicare Part A. Individuals
who had at least 30 quarters
of coverage or were married
to someone with at least 30
quarters of coverage may
buy into Part A at a reduced
monthly premium rate, which
will be $252 in 2020, a $12
increase from 2019. Certain
uninsured aged individuals
who have less than 30 quar-
ters of coverage and certain
individuals with disabilities
who have exhausted oth-
er entitlement will pay the
full premium, which will be
$458 a month in 2020, a $21
increase from 2019.
For more information on the 2020 Medicare Parts A and B premiums
and deductibles (CMS-8071-N, CMS-8072-N, CMS-8073-N), please visit
www.federalregister.gov/public-inspection.
Article Resource:
https://www.cms.gov/newsroom/fact-sheets/2020-medicare-parts-b-premiums-and-deductibles
44 | SPRING 2020
CULLMAN COUNTY SENIOR MAGAZINE