CSG Electric Planning on DIY Electrics – Is It Even Legal | Page 9

Insurance is a two-way contract
An important thing to understand is that your home insurance is a two-
way contract between you and the insurance company and they make
the rules and then hide them in the contract. Therefore before you head
to the DIY electrical store check out the clauses in the contract and make
sure there are no restrictions on performing any DIY electrical work –
there most certainly will be. There is also likely to be requirements for
any work to be undertaken by qualified electricians, working with
permits and for subsequent inspections and certifications. However even
if there isn’t any clauses forbidding DIY electrical work they can still
wriggle their way out of paying in the event your house burns down. So
make sure you are carrying out work that is legal for your municipality –
remember the difference between the legal regulations in Vancouver,
Ontario and Quebec – and don’t just take the word of the electrician
next-door – you need for check yourself.