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Mint Business Brokers and JPH Group These terms and conditions apply to call clients who engage an entity of Mint Business Brokers and/or JPH Group to provide taxation, accounting, business advisory and related services. Tailoring our services to you The annexure to these terms describes the separate entities which comprise the JPH Group business units, and the specific services which each unit provides to our clients. When you engage JPH Group, you may engage more than one business unit to act for you, if you require a range of services to be provided. For example, you may require tax and accounting advice - which is provided by our JPH Tax partnership, as well as mortgage broking services - which are provided separately by JPH Mortgages. No referral fees or commissions If a client is referred from one business unit to another, no JPH entity pays a referral fee or commission to another of the JPH entities. Each business unit charges the client separately for the services which it supplies to the client. There are some specific terms which apply to different business units As a result of each business unit providing services of a different kind, each one has different regulatory and disclosure requirements. So when you engage each business unit, there will be additional terms and conditions specific to those services. Those terms and conditions complement these general terms, but to the extent there is any inconsistency the specific terms and conditions prevail. Business units have some common ownership, and common officers Each business unit is a separate legal entity, but each unit has ownership in common with the others to varying degrees, and do have common officers and employees. Confidentiality Your confidential information is kept confidential to your file within each business unit, except to the extent that you authorise JPH Group to share information between business units in order that each business unit is able to provide its services to you. MINT BUSINESS BROKERS