CREDUT UNION REPORT 2013.pdf April 2013 | Page 78

NOTES TO THE FINANCIAL STATEMENTS AT 31ST DECEMBER, 2013
(continued)
19.

RISK MANAGEMENT (continued)

Members’
Loans
Balance at 31st December,
2013
Agriculture
Small business
Mortgages
Personal
Finance

Loans &
Receivables
Financial Assets

Available-ForSale Financial
Assets

Accounts
Receivables &
Prepayments

Cash & Cash
Equivalents

Total

828,915
3,475,614
107,265,525
58,105,609
-

14,101,362

941,090

1,496,052

4,389,991

828,915
3,475,614
107,265,525
58,105,609
20,928,495

169,675,663
(4,057,366)

14,101,362
-

941,090
-

1,496,052
-

4,389,991
-

190,604,158
(4,057,366)

$165,618,297

$14,101,362

$941,090

$1,496,052

$4,389,991

$186,547,792

Allowance for doubtful loans

Analysis of members’ loans past due and not impaired:

Past due and not impaired
Neither past due
nor impaired

1-3 months
$

Total

$

$

2013

164,358,721

1,259,576

165,618,297

2012

140,452,827

4,879,977

145,332,804

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