CREDUT UNION REPORT 2013.pdf April 2013 | Page 72

NOTES TO THE FINANCIAL STATEMENTS AT 31ST DECEMBER, 2013 (continued) 10. EQUITY SHARES These shares are of a nominal value of $20.00 when fully paid up. Each member is required to own ten (10) shares of $20.00 each. A minimum of $5.00 can be paid towards the acquisition of shares. 11. STATUTORY RESERVE Balance at 1st January, 2013 Add: Receipts from loans written off Entrance fees Allocations for the year - 25% of surplus Balance at 31st December, 2013 2013 2012 7,740,088 7,156,837 49,933 16,405 471,215 65,626 11,060 506,565 $8,277,641 $7,740,088 In accordance with Section 125 (4) of the Cooperative Societies Act No.8 of 2011, at least 20% of the surplus for the year shall be transferred to the Reserve Fund. 12. STATEMENT OF CHANGES IN MEMBERS’ EQUITY Accumulated surplus at 1st January, 2012 2012-net surplus for the year Transfer deficit to reserves and funds Rebate paid Loss on investment 4,640,893 2,026,259 (607,878) (425,217) (190,128) 3,233,004 2,011,271 (603,382) - Balance at December 31st, 2012 5,443,929 4,640,893 2013-net surplus for the year Transfer to reserves and funds Dividends paid Gain/(loss) on investment 1,884,860 (659,702) (578,857) 11,640 2,026,259 (607,878) (425,217) (190,128) Balance at 31st December, 2013 $6,101,870 $5,443,929 71