CREDUT UNION REPORT 2013.pdf April 2013 | Page 59

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31ST DECEMBER, 2013 2013 2012 Net surplus for the year Adjustments for: Depreciation Net movements in reserves Prior year adjustment 1,884,860 2,026,259 Cash provided by operating activities before working capital changes Decrease in accounts receivable and prepayments (Decrease)/increase in non-interest bearing liabilities (Decrease)/increase in pension benefit 2,124,406 998,596 (714,613) (86,128) 1,975,311 1,986,821 1,789,264 269,753 2,322,261 6,021,149 655 (392,235) (24,736) 1,532,834 (20,285,493) 6,134 (485,514) (6,533,540) (13,812) (8,641,110) (19,168,975) (15,667,842) (578,857) (811,224) (43,599) 5,916,374 12,392,162 (425,217) (1,270,896) (23,245) 6,357,918 10,572,820 16,874,856 15,211,380 28,142 5,564,687 OPERATING ACTIVITIES Cash provided by operating activities 295,728 (56,182) - 233,650 (94,470) (190,128) INVESTING ACTIVITIES Disposal of equipment Purchase of property, plant and equipment Increase in investment property Decrease/(increase) in financial assets Increase in members’ loans Cash used in investing activities FINANCING ACTIVITIES Dividends paid Repayment of borrowings Decrease in grant fund Increase in members’ shares Increase in members’ deposits 58 Cash provided by financing activities Increase in cash and cash equivalents Cash and cash equivalents - at the beginning of the year - at the end of the year 4,361,849 (1,202,838) $4,389,991 $4,361,849 The notes on pages 59 to 82 form an integral part of these financial statements