CREDUT UNION REPORT 2013.pdf April 2013 | Page 15

GPSCCU Annual Report 2013 President’s Message Dear Members, As President, I am honored to address you on behalf of the Board of Directors of the Grenada Public Service Co-operative Credit Union. Fellow co-operators, we have just concluded another successful year of business and I am very happy to report that we made an operating surplus of $3.1. This I consider to be yet another strong performance by any measure. Throughout the past decade, our Credit Union has recorded significant growth buttressed by strong support by you the members. Over the last year total assets grew by 10%, loans 14%, deposits 12% and income 12%. This performance underscored our commitment to securing your long term financial future by making the right decisions every time. 14 Today we celebrate our success under the theme “Tied to our Vision, Anchored by our Values, Building on our Strengths” highlighting the very core of credit union principles. Governance We at the Grenada Public Service Co-operative Credit Union pride ourselves in our commitment to excellent standards of robust corporate governance and first-class business practices extending beyond compliance with the regulators. We can now boast of a model of supervision where each one knows his role and can function properly without tripping over each other to get the job done. And you ask what makes us strong? It is our governance structure!