CREDUT UNION REPORT 2013.pdf April 2013

GPSCCU Annual Report 2013 Operating Highlights Assets 2013 2012 2011 2010 2009 169,675,663 148,890,170 139,749,060 129,080,742 122,729,841 165,618,297 145,332,804 136,691,694 126,823,376 120,853,097 Investments 19,740,317 20,268,965 15,014,274 16,179,094 13,824,687 Fixed Assets 2,870,311 2,774,459 2,528,729 2,554,090 1,704,569 Total Assets 194,114,968 176,212,175 158,654,747 149,851,829 142,844,748 Member Regular Shares 80,963,969 76,247,301 71,259,230 67,341,420 62,660,038 Other Deposits 80,169,838 67,267,567 56,694,747 54,670,256 51,656,883 Total Deposits 161,133,807 143,514,868 127,953,977 122,011,676 114,316,921 6,673,159 5,473,453 4,103,606 3,271,759 2,802,535 Gross Loans Net Loans Liabilities Capital Member Equity Shares Surplus and Reserves 14,379,511 13,184,017 11,797,730 9,679,366 11,697,836 Institutional Capital 21,052,670 18,657,470 15,901,336 12,951,125 14,500,371 Income Interest on loans 14,875,261 13,586,098 12,618,749 12,153,135 11,156,611 Other Income 1,334,894 961,645 1,443,759 1,295,848 867,418 Total Income 16,210,155 14,547,743 14,062,508 13,448,983 12,024,029 7,614,551 7,000,063 6,740,953 6,300,031 6,389,633 Expenditure Interest on Deposits Other Expenses 12 6,710,744 5,521,421 5,310,284 8,846,414 4,895,740 Total Expenses 14,325,295 12,521,484 12,051,237 15,146,445 11,285,373 3,112,186 2,526,259 2,811,271 3,096,089 1,706,779 Surplus Operating Surplus for the Year Provision for Risk Assets 1,227,326 500,000 800,000 400,000 490,729 Impairment of Financial Assets - - - 4,393,551 477,394 upapproriated surplus/(deficit) 1,884,860 2,026,259 2,011,271 (1,697,462) 738,656 Dividend 355,247 272,694 210,204 - 157,441 Rebate 478,530 306,165 215,019 - 248,265 9413 8677 8126 7685 7,143 Membership

CREDUT UNION REPORT 2013.pdf April 2013 | Page 13