Ask Your Advocate
Helping you make the most of your healthcare benefits�
Gallagher is ready to help you get the most from your benefit programs by providing an advocate at no cost to assist you with : � ������������������������ Is it unclear to you what the insurance covered on a particular claim and what is your responsibility ? �
������������������������������� Is the pharmacy telling you that your medication is not covered or charging you full price ? Do you need help getting an authorization on a medication ?
� ������������������� Are you unsure if the insurance will pay for a certain procedure ? � ������������� Did you receive a bill from a doctor but don ’ t know why ? �
��������������������� Are you having difficulty getting a referral ? Has the insurance carrier denied a procedure and you want to appeal their decision ?
Youhave a ��������Advocate� ready to handle any situation in a discreet and confidential manner .
CONTACT INFORMATION
HRAccess Benefit Advocate Center Toll Free ( 833 ) 222-4845 bac . hraccessbenefits @ ajg . com
Hours of Operation : Monday - Friday 8:00 a . m . – 6:00 p . m . PST
The services provided by an Advocator does not ensure or guarantee benefits . Applicable plan documents containing information regarding all terms , conditions and exclusions of coverages shall govern
Consulting and insurance brokerage services to be provided by Gallagher Benefit Services , Inc . and / or its affiliate Gallagher Benefit Services ( Canada ) Group Inc . Gallagher Benefit Services , Inc . is a licensed insurance agency that does business in California as “ Gallagher Benefit Services of California Insurance Services ” andin Massachusettsas “ Gallagher Benefit Insurance Services .” Neither Arthur J . Gallagher & Co ., nor its affiliates provide accounting , legal or tax advice .
© 2018 Arthur J . Gallagher & Co . 18GBS24932F
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