County Commission | The Magazine May 2019

FR O M THE C OVER f or i nj ure d w or kers,” s ai d A C C A E xe c uti ve Dire ct or S o n n y Br as ﬁel d. “ W hile t he a d mi nistrati ve res p o nsi bilities were li g ht, t his a p pr oac h pr o ve d t o be m ore e x pe nsi ve, a n d ofte n, c o vera ge restricti o ns left c o u nties wit h o ut pr o per pr otecti o ns,” he c o nti n ue d. “ As a res ult of t hese s h ortc o mi n gs, Ala ba ma’s c o u nties s o u g ht t he est a blis h me nt of t he Ass ociati o n’s self-i ns ura nce p o ols.” I n di vi d u all y, c o u nties are e x p ose d t o a gre at de al of ris k, b ut b y p o oli n g ris k a n d res o urces, e x p os ure is mi ni mize d. Fr o m t he c o u nt y p oi nt of vie w, t he pr o gra ms o perate ver y m uc h li ke tra diti o nal i ns ura nce. “ H o we ver, t he Ass ociati o n’s F u n ds pr o vi de si g ni ﬁc a nt be ne ﬁts o ver b ot h t he tra diti o nal mar ket a n d st a n d- M e m b er s hi p L AU DE R DALE + J A C KS O N LI M E S T O N E + + C OL BE R T F R A N K LI N L A W RE N CE M O R G A N + C ULL M A N M A RI O N C HE R O KEE WI N S T O N + ET O W A H + BL O U NT W AL KE R ++ C AL H O U N S T . C L AI R F AY E T T E L A M A R A C C A S elf- F u n d e d I n s ur a n c e Pr o gr a m s DE K AL B M A RS H ALL ++ +++ ++ + W or k er s’ C o m p e n s ati o n Li a bilit y | Pr o p ert y CLE B U R NE JEFFE RS O N T ALL A DE G A PI C K E N S R A N D OLP H T US C AL O OS A + ++ CL AY BI B B G REE NE C O OS A + C H A M BE RS C HI L T O N TA L L A P O O S A H ALE PE R RY LEE EL M O RE + A UT A U G A S U MTE R M AC O N MAREN G O + M O NT G O ME RY DALL AS ++ B ULL O C K C H O CTA W R USSELL + L O WNDES BA R B O U R WI L C O X PI K E B UTLE R CL A R KE CRENSHAW M O N R OE C O NE C U H W A S HI N G T O N + HE N RY C O VI N G T O N E S C A M BI A 3 Pr o gr a m s 2 Pr o gr a m s 1 Pr o gr a m DALE C OFFEE + P arti ci p ati o n + GE NEV A + H O UST O N C o u nt y-r el at e d E ntit y M O BI L E B A L D WI N ++ 2000s 2005 T h e li a bilit y F u n d ki c k e d off t h e n e w mill e n ni u m wit h a fi v e- y e ar gr o wt h s p urt, p u s hi n g t h e n u m b er of c o u nt y m e m b er s t o 5 1. Fift e e n c o u nti e s j oi n e d b et w e e n 2 0 0 0 a n d 2 0 0 5. 2009 T h e A C C A B o ar d of Dir e ct or s t a p p e d S o n n y Br a sfi el d t o b e t h e or g a niz ati o n’ s n e w E x e c uti v e Dir e ct or. L at er t h at s a m e y e ar, H e nr y v a n Ar c k e n c a m e o n st aff a s Dir e ct or of I n s ur a n c e S er vi c e s. 2010s 2014 A C C A E x e c uti v e Dir e ct or S o n n y Br a sfi el d b e c a m e vi c e c h air m a n of t h e b o ar d of dir e ct or s f or a n ati o n al p art n er s hi p of p e er i n s ur a n c e pr o gr a m s c all e d C o u nt y R ei n s ur a n c e, Li mit e d ( C R L). 2015 Wit h t h e St at e L e gi sl at ur e’ s p a s s a g e of t h e 2 0 1 5 C o u nt y M o d er niz ati o n A ct, c o u nti e s g ai n e d a ut h orit y t o a d d pr o p ert y c o v er a g e t o t h e s elf-f u n d e d i n s ur a n c e pr o gr a m s. I n it s fir st y e ar of o p er ati o n, 3 3 c o u nti e s p arti ci p at e d i n t h e pr o p ert y i n s ur a n c e pr o gr a m. 2019 CR S O n J a n u ar y 2, C o u nt y Ri s k S er vi c e s, I n c. ( C R S) o p e n e d it s d o or s. T h e C o u nt y Ris k n o n pr ofit — cr e at e d b y c o u nti e s f or c o u nti e s — pr o vi d e s cl ai m s a d mi ni str ati o n a n d s af et y s er vi c e s f or F u n d m e m b er s. Se r vices, Inc. C O U N T Y C O M MI S SI O N | 1 3

County Commission | The Magazine May 2019 | Page 13