Consumer Bankruptcy Journal Fall 2014 | Page 26

Member

Profile

Based on random sampling of NACBA’s membership, the Member Profile strives to answer the question: Who are Consumer Bankruptcy Attorneys? It looks at a variety of economic and demographic characteristics, as well as, business practices and “war stories.” NACBA is and always will be your “Your Practice Partner!”

Allow us to introduce, our “Practice Partner,” Attorney Cathy Moran of California, NACBA Member since March 2002.

Cathy is a 30+ year veteran of bankruptcy practice in the Silicon Valley, certified as a bankruptcy specialist by the California

NACBA Member Profile:

Cathy Moran

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State Bar and nationally recognized for her skill and insight about consumer bankruptcy law.

In addition to energetic representation of her clients, she shares her skills with newer bankruptcy lawyers at BankruptcyMastery.com and with the public at BankruptcyinBrief.com.

Her latest project is ConsumerLedger.com, a personal finance resource corralling all the information she wishes her clients had known before they became her clients.

A graduate of Stanford University and University of California Hastings College of Law, Cathy has headed her own law firm since she passed the bar in 1978.

Most challenging case

People are the biggest challenge, regardless of what debt issues they bring with them. Getting them to understand their choices and the need to be involved in getting them out of debt is huge. You tread a fine line between taking the stress off of them so they can function and getting them so relieved they disengage.

The cases on appeal stick in your mind: Pak, where I argued a very early means test for an engineer recently employed after years of unemployment. I lost at the BAP, only to have my theory upheld by Kagenveama, which in turn over the years, was gutted.

Sunahara was another satisfying case because I waited for years for the right facts and the right client to challenge a local rule held, on appeal, not to be consistent with the Code.

Best advice you received from the NACBA national listserv:

That's like asking a parent which of your children do you like best. It's all marvelous. The list serve is the jewel of the NACBA crown.

Maybe perversely, the best advice from the listserve is when I pose a question to which no one has an answer. Knowing that I haven't missed an answer or an approach in my own thinking.

Email us YOUR Answers for future Member Profile consideration!