Connect Fall 2018 | Page 4

FROM THE CEO W hen we think about innovation, we often imagine a creative individual alone in a study, having that “Eureka!” moment as they stumble upon a history-shifting idea. However, the Jack L. Kopnisky truth is that most innovation does not President & CEO Sterling National Bank happen in a vacuum. Innovation requires the exchange of ideas between people. After all, the network connections within our brains that create a new idea are not very different from the network connections between people that allow new and exciting ideas to cross-pollinate. There is no such thing as the lone innovator. In fact, the best innovations are bolstered by a strong team that can help see ideas through to fruition. Fortunately, the Relationship Managers at Sterling are committed to supporting our clients’ financial needs as they innovate in every industry. In this issue of Connect, you’ll learn how to make sure your company’s innovations meet industry regulations (Page 12). You’ll hear how companies like Hewlett-Packard have transformed their auditing processes using innovative, data-driven methods— and how to make it work for you (Page 15). We’ll break down our best tips for navigating office politics while pitching new ideas (Page 6), and you’ll meet Richard Mines, who has channeled his rock-star energy and creativity into growing WB Wood into one of the most successful office furnishings dealers in the nation (Page 20). We’ll share how a small-town theater was transformed by owner Kevin O’Neill and his innovative approach to customer experience—and learn about the tools you can use to create a stellar experience for your customers as well (Page 9). As usual, be on the lookout for links to digital-exclusive articles throughout the magazine, available only on connect.snb.com. And as always, thanks for reading. Sincerely, 4 TOOLS OF THE TRADE Equipment Finance Solutions for All Industries When your business needs new or upgraded equipment, it can impede growth or potentially bring your company to a standstill. Equipment financing at Sterling National Bank can help you get the equipment you need, allowing you to get back to business quickly. Whether you’re looking to make a one-time equipment purchase or invest in a series of equipment upgrades, Sterling has the financing solution for you. Agile Approach Sterling’s lean and flexible approach allows us to tailor solutions for clients from small businesses to large public institutions. Our equipment finance clients come from a wide range of industries, including manufacturing, healthcare, sanitation, material handling and machine tools, vocational vehicles, trucking, construction, and more. Our Expertise At Sterling, your Relationship Manager will act as your single point of contact, helping you make smart decisions and guiding you through even the most complex purchasing transactions. Sterling offers: Î Î 100% financing Î Î streamlined approvals Î Î competitive rates Î Î ability to add new equipment to existing leases Î Î fixed payment schedules linked to business seasons and cycles Î Î one-on-one guidance Sterling National Bank’s expertise and flexibility make us the optimal source of capital for a wide range of industries. To contact an equipment finance expert, visit connect.snb.com/equipment or call (855) 876-8940. Ready to balance your debt portfolio? To read an ONLINE EXCLUSIVE article on consolidating your debt, visit connect.snb.com/debt. SNB.COM // CONNECT INNOVATION FALL 2018 // RANKED ONE OF FORBES' BEST BANKS OF 2018